From initial implementation to ongoing support, ginkgo provides comprehensive expert support for all aspects of bAV — whether it's existing contracts, new ginkgo pension plans, or pension transfers. Our expert team supports contract changes, payroll processes, and all technical questions via phone, email, or directly in the app.

From designing the bAV program and technical implementation to launch, ginkgo takes company pensions off the plates of People and HR teams. And in day-to-day operations, our experts are always on hand with ongoing support and deep expertise — for maximum impact with minimal effort.
ginkgo takes bAV off the table for us — with a modern platform for automated processes and digital administration. And with professional support for employees and people teams with all questions about bAV.
ginkgo efficiently guided us through the complexities of bAV, from financing benchmarks to set-up and communication. And the acceptance among our employees is very good — they make significant contributions of their own.
As part of the ginkgo bAV launch in the company, ginkgo also supports the implementation of existing bAV contracts on the ginkgo platform. This allows all documents and activities related to bAV to be consolidated on a single platform. In coordination with the company, ginkgo also supports the transition from existing bAV contracts to the ginkgo bAV, as well as the transfer of bAV capital for new employees.
No, the ginkgo bAV is commission-free. There are no hidden commissions or high brokerage fees.
Implementing ginkgo bAV in a company is quick and easy. Employers can set up the ginkgo platform in less than 30 minutes — the platform integrates seamlessly with existing HR systems. Administration is digital and automated — with minimal admin effort.
You can simply take your pension with you if your new employer agrees — and continue saving as usual. Alternatively, you can exempt your bAV from contributions, continue it privately or transfer the accumulated capital into a new company pension plan.